TOR Insurance Services
Term life insurance

Protect your family's future for less than you think

Lock in a level price for 10, 20 or 30 years. We compare top-rated carriers so you get the right coverage at the best price, in one call.

  • Coverage from $100,000 to $2 million and up
  • Level premiums that won't rise during your term
  • Many policies can convert to permanent coverage later
  • Licensed agents who speak English and Spanish
Top-rated carriers comparedCA License #0H52954Se habla español

Looking for whole life?

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No obligation. A licensed agent compares carriers for you.

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How it works

1

Tell us a little

A few quick questions so we can match you with the right carriers.

2

We compare carriers

A licensed agent shops top-rated companies for your age, health and budget.

3

Pick your plan

See your options side by side and choose what fits. No pressure.

Common questions

How much life insurance do I need?

A common starting point is 10 to 15 times your yearly income, plus your mortgage and other debts. We'll help you find a number that fits your family and budget.

How long should my term be?

Most people pick a term that lasts until the kids are grown or the mortgage is paid off, often 20 or 30 years.

Do I need a medical exam?

Not always. Many carriers offer coverage without an exam depending on your age, health and coverage amount.

What happens when the term ends?

Coverage ends unless you renew or convert. Many term policies let you convert to permanent coverage without a new medical exam.

Your family is worth protecting

Get a free, no-obligation quote in about a minute.

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